LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,880
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,840
−HK$976/mo
Today · 4.125%
HK$32,816
baseline
▲ 0.50% · 4.625%
HK$34,813
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,632/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,353
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,275
−HK$934/mo
Today · 4.125%
HK$36,209
baseline
▲ 0.50% · 4.625%
HK$38,118
+HK$1,909/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,418/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,055
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,208
−HK$1,171/mo
Today · 4.125%
HK$39,379
baseline
▲ 0.50% · 4.625%
HK$41,775
+HK$2,396/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,758/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,224
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,329
−HK$1,122/mo
Today · 4.125%
HK$43,451
baseline
▲ 0.50% · 4.625%
HK$45,741
+HK$2,290/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,902/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,231
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,576
−HK$1,366/mo
Today · 4.125%
HK$45,942
baseline
▲ 0.50% · 4.625%
HK$48,738
+HK$2,796/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,884/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,094
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,384
−HK$1,309/mo
Today · 4.125%
HK$50,693
baseline
▲ 0.50% · 4.625%
HK$53,365
+HK$2,672/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,386/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,583
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,312
−HK$1,757/mo
Today · 4.125%
HK$59,069
baseline
▲ 0.50% · 4.625%
HK$62,663
+HK$3,594/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,138/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,836
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,494
−HK$1,683/mo
Today · 4.125%
HK$65,177
baseline
▲ 0.50% · 4.625%
HK$68,612
+HK$3,435/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,354/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,831 · Scale 2, in force from 26 Feb 2026)