LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,881
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,841
−HK$976/mo
Today · 4.125%
HK$32,817
baseline
▲ 0.50% · 4.625%
HK$34,814
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,634/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,355
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,276
−HK$935/mo
Today · 4.125%
HK$36,211
baseline
▲ 0.50% · 4.625%
HK$38,119
+HK$1,908/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,422/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,057
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,210
−HK$1,171/mo
Today · 4.125%
HK$39,381
baseline
▲ 0.50% · 4.625%
HK$41,777
+HK$2,396/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,762/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,225
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,331
−HK$1,122/mo
Today · 4.125%
HK$43,453
baseline
▲ 0.50% · 4.625%
HK$45,743
+HK$2,290/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,906/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$507,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,233
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,578
−HK$1,366/mo
Today · 4.125%
HK$45,944
baseline
▲ 0.50% · 4.625%
HK$48,740
+HK$2,796/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,888/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,096
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,386
−HK$1,309/mo
Today · 4.125%
HK$50,695
baseline
▲ 0.50% · 4.625%
HK$53,367
+HK$2,672/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,390/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,585
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,314
−HK$1,757/mo
Today · 4.125%
HK$59,071
baseline
▲ 0.50% · 4.625%
HK$62,665
+HK$3,594/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,142/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,838
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,497
−HK$1,682/mo
Today · 4.125%
HK$65,179
baseline
▲ 0.50% · 4.625%
HK$68,615
+HK$3,436/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,358/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,850 · Scale 2, in force from 26 Feb 2026)