LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,885
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,846
−HK$976/mo
Today · 4.125%
HK$32,822
baseline
▲ 0.50% · 4.625%
HK$34,819
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,644/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,359
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,281
−HK$935/mo
Today · 4.125%
HK$36,216
baseline
▲ 0.50% · 4.625%
HK$38,125
+HK$1,909/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,432/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,062
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,215
−HK$1,171/mo
Today · 4.125%
HK$39,386
baseline
▲ 0.50% · 4.625%
HK$41,783
+HK$2,397/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,772/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$507,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,231
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,337
−HK$1,122/mo
Today · 4.125%
HK$43,459
baseline
▲ 0.50% · 4.625%
HK$45,750
+HK$2,291/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,918/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$507,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,239
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,584
−HK$1,367/mo
Today · 4.125%
HK$45,951
baseline
▲ 0.50% · 4.625%
HK$48,747
+HK$2,796/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,902/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,103
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,393
−HK$1,309/mo
Today · 4.125%
HK$50,702
baseline
▲ 0.50% · 4.625%
HK$53,375
+HK$2,673/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,404/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,593
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,322
−HK$1,757/mo
Today · 4.125%
HK$59,079
baseline
▲ 0.50% · 4.625%
HK$62,674
+HK$3,595/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,158/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,847
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,506
−HK$1,682/mo
Today · 4.125%
HK$65,188
baseline
▲ 0.50% · 4.625%
HK$68,624
+HK$3,436/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,376/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,922 · Scale 2, in force from 26 Feb 2026)