LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,886
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,846
−HK$976/mo
Today · 4.125%
HK$32,822
baseline
▲ 0.50% · 4.625%
HK$34,820
+HK$1,998/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,644/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,360
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,281
−HK$935/mo
Today · 4.125%
HK$36,216
baseline
▲ 0.50% · 4.625%
HK$38,125
+HK$1,909/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,432/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,063
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,216
−HK$1,171/mo
Today · 4.125%
HK$39,387
baseline
▲ 0.50% · 4.625%
HK$41,783
+HK$2,396/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,774/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$507,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,232
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,338
−HK$1,121/mo
Today · 4.125%
HK$43,459
baseline
▲ 0.50% · 4.625%
HK$45,750
+HK$2,291/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,918/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$507,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,240
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,585
−HK$1,366/mo
Today · 4.125%
HK$45,951
baseline
▲ 0.50% · 4.625%
HK$48,747
+HK$2,796/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,902/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,104
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,394
−HK$1,309/mo
Today · 4.125%
HK$50,703
baseline
▲ 0.50% · 4.625%
HK$53,375
+HK$2,672/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,406/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,594
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,323
−HK$1,757/mo
Today · 4.125%
HK$59,080
baseline
▲ 0.50% · 4.625%
HK$62,675
+HK$3,595/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,160/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,848
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,507
−HK$1,682/mo
Today · 4.125%
HK$65,189
baseline
▲ 0.50% · 4.625%
HK$68,625
+HK$3,436/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,378/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,930 · Scale 2, in force from 26 Feb 2026)