LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,886
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,847
−HK$976/mo
Today · 4.125%
HK$32,823
baseline
▲ 0.50% · 4.625%
HK$34,820
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,646/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,361
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,282
−HK$935/mo
Today · 4.125%
HK$36,217
baseline
▲ 0.50% · 4.625%
HK$38,126
+HK$1,909/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,434/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,063
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,216
−HK$1,172/mo
Today · 4.125%
HK$39,388
baseline
▲ 0.50% · 4.625%
HK$41,784
+HK$2,396/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,776/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$507,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,233
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,339
−HK$1,121/mo
Today · 4.125%
HK$43,460
baseline
▲ 0.50% · 4.625%
HK$45,751
+HK$2,291/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,920/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$507,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,241
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,586
−HK$1,366/mo
Today · 4.125%
HK$45,952
baseline
▲ 0.50% · 4.625%
HK$48,748
+HK$2,796/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,904/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,105
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,395
−HK$1,309/mo
Today · 4.125%
HK$50,704
baseline
▲ 0.50% · 4.625%
HK$53,377
+HK$2,673/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,408/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,595
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,325
−HK$1,757/mo
Today · 4.125%
HK$59,082
baseline
▲ 0.50% · 4.625%
HK$62,677
+HK$3,595/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,164/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,849
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,508
−HK$1,683/mo
Today · 4.125%
HK$65,191
baseline
▲ 0.50% · 4.625%
HK$68,627
+HK$3,436/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,382/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,941 · Scale 2, in force from 26 Feb 2026)