LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,887
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,848
−HK$976/mo
Today · 4.125%
HK$32,824
baseline
▲ 0.50% · 4.625%
HK$34,821
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,648/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,361
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,283
−HK$935/mo
Today · 4.125%
HK$36,218
baseline
▲ 0.50% · 4.625%
HK$38,127
+HK$1,909/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,436/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,064
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,217
−HK$1,171/mo
Today · 4.125%
HK$39,388
baseline
▲ 0.50% · 4.625%
HK$41,785
+HK$2,397/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,776/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$507,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,234
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,339
−HK$1,122/mo
Today · 4.125%
HK$43,461
baseline
▲ 0.50% · 4.625%
HK$45,752
+HK$2,291/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,922/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$507,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,242
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,587
−HK$1,366/mo
Today · 4.125%
HK$45,953
baseline
▲ 0.50% · 4.625%
HK$48,749
+HK$2,796/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,906/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,106
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,396
−HK$1,309/mo
Today · 4.125%
HK$50,705
baseline
▲ 0.50% · 4.625%
HK$53,378
+HK$2,673/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,410/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,596
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,326
−HK$1,757/mo
Today · 4.125%
HK$59,083
baseline
▲ 0.50% · 4.625%
HK$62,678
+HK$3,595/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,166/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,850
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,509
−HK$1,683/mo
Today · 4.125%
HK$65,192
baseline
▲ 0.50% · 4.625%
HK$68,628
+HK$3,436/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,384/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,951 · Scale 2, in force from 26 Feb 2026)