Skip to content
Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$135.46M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$432,427
−HK$27,117/mo
▼ 0.25% · 3.875%
HK$445,878
−HK$13,666/mo
Today · 4.125%
HK$459,544
baseline
▲ 0.50% · 4.625%
HK$487,506
+HK$27,962/mo

Deposit HK$40.64M · loan HK$94.82M · min. income ≈ HK$919,088/mo (50% DSR)

Upfront cash ≈ HK$49.44M (deposit + AVD stamp duty HK$8,804,703 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.