LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,889
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,849
−HK$977/mo
Today · 4.125%
HK$32,826
baseline
▲ 0.50% · 4.625%
HK$34,823
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,652/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,363
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,285
−HK$935/mo
Today · 4.125%
HK$36,220
baseline
▲ 0.50% · 4.625%
HK$38,129
+HK$1,909/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,440/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$507,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,066
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,219
−HK$1,172/mo
Today · 4.125%
HK$39,391
baseline
▲ 0.50% · 4.625%
HK$41,787
+HK$2,396/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,782/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$507,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,236
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,342
−HK$1,122/mo
Today · 4.125%
HK$43,464
baseline
▲ 0.50% · 4.625%
HK$45,755
+HK$2,291/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,928/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$507,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,244
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,589
−HK$1,367/mo
Today · 4.125%
HK$45,956
baseline
▲ 0.50% · 4.625%
HK$48,752
+HK$2,796/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,912/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,108
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,399
−HK$1,309/mo
Today · 4.125%
HK$50,708
baseline
▲ 0.50% · 4.625%
HK$53,380
+HK$2,672/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,416/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$507,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,599
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,329
−HK$1,757/mo
Today · 4.125%
HK$59,086
baseline
▲ 0.50% · 4.625%
HK$62,681
+HK$3,595/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,172/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,854
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,513
−HK$1,682/mo
Today · 4.125%
HK$65,195
baseline
▲ 0.50% · 4.625%
HK$68,632
+HK$3,437/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,390/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$507,978 · Scale 2, in force from 26 Feb 2026)