LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,890
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,851
−HK$976/mo
Today · 4.125%
HK$32,827
baseline
▲ 0.50% · 4.625%
HK$34,824
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,654/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,365
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,286
−HK$935/mo
Today · 4.125%
HK$36,221
baseline
▲ 0.50% · 4.625%
HK$38,131
+HK$1,910/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,442/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,068
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,221
−HK$1,171/mo
Today · 4.125%
HK$39,392
baseline
▲ 0.50% · 4.625%
HK$41,789
+HK$2,397/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,784/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,238
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,344
−HK$1,122/mo
Today · 4.125%
HK$43,466
baseline
▲ 0.50% · 4.625%
HK$45,757
+HK$2,291/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,932/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,246
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,591
−HK$1,367/mo
Today · 4.125%
HK$45,958
baseline
▲ 0.50% · 4.625%
HK$48,754
+HK$2,796/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,916/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,111
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,401
−HK$1,309/mo
Today · 4.125%
HK$50,710
baseline
▲ 0.50% · 4.625%
HK$53,383
+HK$2,673/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,420/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,602
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,331
−HK$1,757/mo
Today · 4.125%
HK$59,088
baseline
▲ 0.50% · 4.625%
HK$62,684
+HK$3,596/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,176/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,856
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,515
−HK$1,683/mo
Today · 4.125%
HK$65,198
baseline
▲ 0.50% · 4.625%
HK$68,635
+HK$3,437/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,396/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,000 · Scale 2, in force from 26 Feb 2026)