LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,892
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,853
−HK$976/mo
Today · 4.125%
HK$32,829
baseline
▲ 0.50% · 4.625%
HK$34,827
+HK$1,998/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,658/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,367
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,289
−HK$935/mo
Today · 4.125%
HK$36,224
baseline
▲ 0.50% · 4.625%
HK$38,133
+HK$1,909/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,448/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,070
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,223
−HK$1,172/mo
Today · 4.125%
HK$39,395
baseline
▲ 0.50% · 4.625%
HK$41,792
+HK$2,397/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,790/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,240
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,346
−HK$1,122/mo
Today · 4.125%
HK$43,468
baseline
▲ 0.50% · 4.625%
HK$45,760
+HK$2,292/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,936/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,249
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,594
−HK$1,367/mo
Today · 4.125%
HK$45,961
baseline
▲ 0.50% · 4.625%
HK$48,757
+HK$2,796/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,922/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,114
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,404
−HK$1,309/mo
Today · 4.125%
HK$50,713
baseline
▲ 0.50% · 4.625%
HK$53,386
+HK$2,673/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,426/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,605
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,335
−HK$1,757/mo
Today · 4.125%
HK$59,092
baseline
▲ 0.50% · 4.625%
HK$62,688
+HK$3,596/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,184/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,861
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,520
−HK$1,683/mo
Today · 4.125%
HK$65,203
baseline
▲ 0.50% · 4.625%
HK$68,640
+HK$3,437/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,406/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,034 · Scale 2, in force from 26 Feb 2026)