LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,894
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,855
−HK$977/mo
Today · 4.125%
HK$32,832
baseline
▲ 0.50% · 4.625%
HK$34,829
+HK$1,997/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,664/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,370
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,291
−HK$935/mo
Today · 4.125%
HK$36,226
baseline
▲ 0.50% · 4.625%
HK$38,136
+HK$1,910/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,452/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,073
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,226
−HK$1,172/mo
Today · 4.125%
HK$39,398
baseline
▲ 0.50% · 4.625%
HK$41,795
+HK$2,397/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,796/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,243
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,350
−HK$1,122/mo
Today · 4.125%
HK$43,472
baseline
▲ 0.50% · 4.625%
HK$45,763
+HK$2,291/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,944/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,252
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,597
−HK$1,367/mo
Today · 4.125%
HK$45,964
baseline
▲ 0.50% · 4.625%
HK$48,761
+HK$2,797/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,928/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,117
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,408
−HK$1,309/mo
Today · 4.125%
HK$50,717
baseline
▲ 0.50% · 4.625%
HK$53,390
+HK$2,673/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,434/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,610
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,339
−HK$1,758/mo
Today · 4.125%
HK$59,097
baseline
▲ 0.50% · 4.625%
HK$62,693
+HK$3,596/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,194/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,865
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,524
−HK$1,684/mo
Today · 4.125%
HK$65,208
baseline
▲ 0.50% · 4.625%
HK$68,645
+HK$3,437/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,416/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,072 · Scale 2, in force from 26 Feb 2026)