LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,896
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,857
−HK$976/mo
Today · 4.125%
HK$32,833
baseline
▲ 0.50% · 4.625%
HK$34,831
+HK$1,998/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,666/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,371
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,293
−HK$935/mo
Today · 4.125%
HK$36,228
baseline
▲ 0.50% · 4.625%
HK$38,138
+HK$1,910/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,456/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,075
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,228
−HK$1,172/mo
Today · 4.125%
HK$39,400
baseline
▲ 0.50% · 4.625%
HK$41,797
+HK$2,397/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,800/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,246
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,352
−HK$1,122/mo
Today · 4.125%
HK$43,474
baseline
▲ 0.50% · 4.625%
HK$45,766
+HK$2,292/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,948/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,254
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,600
−HK$1,367/mo
Today · 4.125%
HK$45,967
baseline
▲ 0.50% · 4.625%
HK$48,764
+HK$2,797/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,934/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,120
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,410
−HK$1,310/mo
Today · 4.125%
HK$50,720
baseline
▲ 0.50% · 4.625%
HK$53,393
+HK$2,673/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,440/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,613
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,342
−HK$1,758/mo
Today · 4.125%
HK$59,100
baseline
▲ 0.50% · 4.625%
HK$62,696
+HK$3,596/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,200/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,868
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,528
−HK$1,683/mo
Today · 4.125%
HK$65,211
baseline
▲ 0.50% · 4.625%
HK$68,648
+HK$3,437/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,422/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,099 · Scale 2, in force from 26 Feb 2026)