LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,897
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,858
−HK$976/mo
Today · 4.125%
HK$32,834
baseline
▲ 0.50% · 4.625%
HK$34,832
+HK$1,998/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$65,668/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,373
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,294
−HK$936/mo
Today · 4.125%
HK$36,230
baseline
▲ 0.50% · 4.625%
HK$38,139
+HK$1,909/mo
Deposit HK$6.77M · loan HK$6.77M · min. income ≈ HK$72,460/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,076
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,230
−HK$1,171/mo
Today · 4.125%
HK$39,401
baseline
▲ 0.50% · 4.625%
HK$41,799
+HK$2,398/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,802/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,247
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,353
−HK$1,123/mo
Today · 4.125%
HK$43,476
baseline
▲ 0.50% · 4.625%
HK$45,767
+HK$2,291/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,952/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,256
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,601
−HK$1,367/mo
Today · 4.125%
HK$45,968
baseline
▲ 0.50% · 4.625%
HK$48,765
+HK$2,797/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$91,936/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,122
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,412
−HK$1,309/mo
Today · 4.125%
HK$50,721
baseline
▲ 0.50% · 4.625%
HK$53,395
+HK$2,674/mo
Deposit HK$4.06M · loan HK$9.48M · min. income ≈ HK$101,442/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,615
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,344
−HK$1,758/mo
Today · 4.125%
HK$59,102
baseline
▲ 0.50% · 4.625%
HK$62,698
+HK$3,596/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$118,204/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,871
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,530
−HK$1,683/mo
Today · 4.125%
HK$65,213
baseline
▲ 0.50% · 4.625%
HK$68,651
+HK$3,438/mo
Deposit HK$1.35M · loan HK$12.19M · min. income ≈ HK$130,426/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,117 · Scale 2, in force from 26 Feb 2026)