LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,898
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,859
−HK$976/mo
Today · 4.125%
HK$32,835
baseline
▲ 0.50% · 4.625%
HK$34,833
+HK$1,998/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,670/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,373
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,295
−HK$936/mo
Today · 4.125%
HK$36,231
baseline
▲ 0.50% · 4.625%
HK$38,140
+HK$1,909/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,462/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,077
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,231
−HK$1,171/mo
Today · 4.125%
HK$39,402
baseline
▲ 0.50% · 4.625%
HK$41,800
+HK$2,398/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,804/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,248
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,354
−HK$1,123/mo
Today · 4.125%
HK$43,477
baseline
▲ 0.50% · 4.625%
HK$45,768
+HK$2,291/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,954/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,257
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,602
−HK$1,367/mo
Today · 4.125%
HK$45,969
baseline
▲ 0.50% · 4.625%
HK$48,767
+HK$2,798/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$91,938/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,123
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,413
−HK$1,310/mo
Today · 4.125%
HK$50,723
baseline
▲ 0.50% · 4.625%
HK$53,396
+HK$2,673/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,446/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,616
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,346
−HK$1,758/mo
Today · 4.125%
HK$59,104
baseline
▲ 0.50% · 4.625%
HK$62,700
+HK$3,596/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,208/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,872
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,532
−HK$1,683/mo
Today · 4.125%
HK$65,215
baseline
▲ 0.50% · 4.625%
HK$68,653
+HK$3,438/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,430/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,130 · Scale 2, in force from 26 Feb 2026)