LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,900
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,861
−HK$976/mo
Today · 4.125%
HK$32,837
baseline
▲ 0.50% · 4.625%
HK$34,835
+HK$1,998/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,674/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,376
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,297
−HK$936/mo
Today · 4.125%
HK$36,233
baseline
▲ 0.50% · 4.625%
HK$38,143
+HK$1,910/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,466/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,080
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,233
−HK$1,172/mo
Today · 4.125%
HK$39,405
baseline
▲ 0.50% · 4.625%
HK$41,802
+HK$2,397/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,810/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,251
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,357
−HK$1,122/mo
Today · 4.125%
HK$43,479
baseline
▲ 0.50% · 4.625%
HK$45,771
+HK$2,292/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,958/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,259
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,605
−HK$1,367/mo
Today · 4.125%
HK$45,972
baseline
▲ 0.50% · 4.625%
HK$48,770
+HK$2,798/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$91,944/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,126
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,416
−HK$1,310/mo
Today · 4.125%
HK$50,726
baseline
▲ 0.50% · 4.625%
HK$53,400
+HK$2,674/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,452/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,619
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,349
−HK$1,758/mo
Today · 4.125%
HK$59,107
baseline
▲ 0.50% · 4.625%
HK$62,704
+HK$3,597/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,214/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,876
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,535
−HK$1,684/mo
Today · 4.125%
HK$65,219
baseline
▲ 0.50% · 4.625%
HK$68,657
+HK$3,438/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,438/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,161 · Scale 2, in force from 26 Feb 2026)