LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,902
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,863
−HK$976/mo
Today · 4.125%
HK$32,839
baseline
▲ 0.50% · 4.625%
HK$34,838
+HK$1,999/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,678/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,378
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,300
−HK$935/mo
Today · 4.125%
HK$36,235
baseline
▲ 0.50% · 4.625%
HK$38,145
+HK$1,910/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,470/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,082
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,235
−HK$1,172/mo
Today · 4.125%
HK$39,407
baseline
▲ 0.50% · 4.625%
HK$41,805
+HK$2,398/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,814/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,253
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,360
−HK$1,122/mo
Today · 4.125%
HK$43,482
baseline
▲ 0.50% · 4.625%
HK$45,774
+HK$2,292/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,964/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,262
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,608
−HK$1,367/mo
Today · 4.125%
HK$45,975
baseline
▲ 0.50% · 4.625%
HK$48,773
+HK$2,798/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$91,950/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,129
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,420
−HK$1,309/mo
Today · 4.125%
HK$50,729
baseline
▲ 0.50% · 4.625%
HK$53,403
+HK$2,674/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,458/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,623
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,353
−HK$1,758/mo
Today · 4.125%
HK$59,111
baseline
▲ 0.50% · 4.625%
HK$62,708
+HK$3,597/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,222/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,880
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,540
−HK$1,683/mo
Today · 4.125%
HK$65,223
baseline
▲ 0.50% · 4.625%
HK$68,661
+HK$3,438/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,446/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,195 · Scale 2, in force from 26 Feb 2026)