LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,904
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,865
−HK$977/mo
Today · 4.125%
HK$32,842
baseline
▲ 0.50% · 4.625%
HK$34,840
+HK$1,998/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,684/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,380
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,302
−HK$936/mo
Today · 4.125%
HK$36,238
baseline
▲ 0.50% · 4.625%
HK$38,148
+HK$1,910/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,476/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$508,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,085
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,238
−HK$1,172/mo
Today · 4.125%
HK$39,410
baseline
▲ 0.50% · 4.625%
HK$41,808
+HK$2,398/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,820/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,256
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,363
−HK$1,122/mo
Today · 4.125%
HK$43,485
baseline
▲ 0.50% · 4.625%
HK$45,778
+HK$2,293/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,970/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,266
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,611
−HK$1,368/mo
Today · 4.125%
HK$45,979
baseline
▲ 0.50% · 4.625%
HK$48,776
+HK$2,797/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$91,958/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,133
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,423
−HK$1,310/mo
Today · 4.125%
HK$50,733
baseline
▲ 0.50% · 4.625%
HK$53,407
+HK$2,674/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,466/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,627
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,358
−HK$1,758/mo
Today · 4.125%
HK$59,116
baseline
▲ 0.50% · 4.625%
HK$62,713
+HK$3,597/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,232/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,885
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,544
−HK$1,684/mo
Today · 4.125%
HK$65,228
baseline
▲ 0.50% · 4.625%
HK$68,666
+HK$3,438/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,456/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,233 · Scale 2, in force from 26 Feb 2026)