LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,906
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,868
−HK$977/mo
Today · 4.125%
HK$32,845
baseline
▲ 0.50% · 4.625%
HK$34,843
+HK$1,998/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,690/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,383
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,305
−HK$936/mo
Today · 4.125%
HK$36,241
baseline
▲ 0.50% · 4.625%
HK$38,151
+HK$1,910/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,482/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,088
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,241
−HK$1,172/mo
Today · 4.125%
HK$39,413
baseline
▲ 0.50% · 4.625%
HK$41,812
+HK$2,399/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,826/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,260
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,366
−HK$1,123/mo
Today · 4.125%
HK$43,489
baseline
▲ 0.50% · 4.625%
HK$45,781
+HK$2,292/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,978/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,269
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,615
−HK$1,367/mo
Today · 4.125%
HK$45,982
baseline
▲ 0.50% · 4.625%
HK$48,780
+HK$2,798/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$91,964/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,136
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,427
−HK$1,310/mo
Today · 4.125%
HK$50,737
baseline
▲ 0.50% · 4.625%
HK$53,411
+HK$2,674/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,474/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,632
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,362
−HK$1,758/mo
Today · 4.125%
HK$59,120
baseline
▲ 0.50% · 4.625%
HK$62,718
+HK$3,598/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,240/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,890
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,549
−HK$1,684/mo
Today · 4.125%
HK$65,233
baseline
▲ 0.50% · 4.625%
HK$68,672
+HK$3,439/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,466/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,273 · Scale 2, in force from 26 Feb 2026)