LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,908
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,870
−HK$976/mo
Today · 4.125%
HK$32,846
baseline
▲ 0.50% · 4.625%
HK$34,845
+HK$1,999/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,692/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,385
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,307
−HK$936/mo
Today · 4.125%
HK$36,243
baseline
▲ 0.50% · 4.625%
HK$38,153
+HK$1,910/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,486/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,090
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,244
−HK$1,172/mo
Today · 4.125%
HK$39,416
baseline
▲ 0.50% · 4.625%
HK$41,814
+HK$2,398/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,832/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,262
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,369
−HK$1,122/mo
Today · 4.125%
HK$43,491
baseline
▲ 0.50% · 4.625%
HK$45,784
+HK$2,293/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,982/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,271
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,617
−HK$1,368/mo
Today · 4.125%
HK$45,985
baseline
▲ 0.50% · 4.625%
HK$48,783
+HK$2,798/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$91,970/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,139
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,430
−HK$1,310/mo
Today · 4.125%
HK$50,740
baseline
▲ 0.50% · 4.625%
HK$53,414
+HK$2,674/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,480/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,635
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,365
−HK$1,759/mo
Today · 4.125%
HK$59,124
baseline
▲ 0.50% · 4.625%
HK$62,721
+HK$3,597/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,248/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,893
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,553
−HK$1,684/mo
Today · 4.125%
HK$65,237
baseline
▲ 0.50% · 4.625%
HK$68,676
+HK$3,439/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,474/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,301 · Scale 2, in force from 26 Feb 2026)