LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,909
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,871
−HK$977/mo
Today · 4.125%
HK$32,848
baseline
▲ 0.50% · 4.625%
HK$34,846
+HK$1,998/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,696/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,386
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,309
−HK$935/mo
Today · 4.125%
HK$36,244
baseline
▲ 0.50% · 4.625%
HK$38,155
+HK$1,911/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,488/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,091
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,245
−HK$1,172/mo
Today · 4.125%
HK$39,417
baseline
▲ 0.50% · 4.625%
HK$41,816
+HK$2,399/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,834/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,264
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,370
−HK$1,123/mo
Today · 4.125%
HK$43,493
baseline
▲ 0.50% · 4.625%
HK$45,786
+HK$2,293/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,986/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,273
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,619
−HK$1,368/mo
Today · 4.125%
HK$45,987
baseline
▲ 0.50% · 4.625%
HK$48,785
+HK$2,798/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$91,974/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,141
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,432
−HK$1,310/mo
Today · 4.125%
HK$50,742
baseline
▲ 0.50% · 4.625%
HK$53,417
+HK$2,675/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,484/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$508,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,637
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,368
−HK$1,758/mo
Today · 4.125%
HK$59,126
baseline
▲ 0.50% · 4.625%
HK$62,724
+HK$3,598/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,252/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,896
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,556
−HK$1,684/mo
Today · 4.125%
HK$65,240
baseline
▲ 0.50% · 4.625%
HK$68,678
+HK$3,438/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,480/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,322 · Scale 2, in force from 26 Feb 2026)