LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,910
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,872
−HK$977/mo
Today · 4.125%
HK$32,849
baseline
▲ 0.50% · 4.625%
HK$34,847
+HK$1,998/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,698/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,387
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,310
−HK$935/mo
Today · 4.125%
HK$36,245
baseline
▲ 0.50% · 4.625%
HK$38,156
+HK$1,911/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,490/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,092
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,246
−HK$1,172/mo
Today · 4.125%
HK$39,418
baseline
▲ 0.50% · 4.625%
HK$41,817
+HK$2,399/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,836/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,265
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,372
−HK$1,122/mo
Today · 4.125%
HK$43,494
baseline
▲ 0.50% · 4.625%
HK$45,787
+HK$2,293/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,988/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,274
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,621
−HK$1,367/mo
Today · 4.125%
HK$45,988
baseline
▲ 0.50% · 4.625%
HK$48,786
+HK$2,798/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$91,976/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,142
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,434
−HK$1,309/mo
Today · 4.125%
HK$50,743
baseline
▲ 0.50% · 4.625%
HK$53,418
+HK$2,675/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,486/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,639
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,369
−HK$1,759/mo
Today · 4.125%
HK$59,128
baseline
▲ 0.50% · 4.625%
HK$62,725
+HK$3,597/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,256/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,897
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,557
−HK$1,684/mo
Today · 4.125%
HK$65,241
baseline
▲ 0.50% · 4.625%
HK$68,680
+HK$3,439/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,482/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,337 · Scale 2, in force from 26 Feb 2026)