LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,911
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,873
−HK$976/mo
Today · 4.125%
HK$32,849
baseline
▲ 0.50% · 4.625%
HK$34,848
+HK$1,999/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,698/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,388
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,311
−HK$935/mo
Today · 4.125%
HK$36,246
baseline
▲ 0.50% · 4.625%
HK$38,157
+HK$1,911/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,492/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,093
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,247
−HK$1,172/mo
Today · 4.125%
HK$39,419
baseline
▲ 0.50% · 4.625%
HK$41,818
+HK$2,399/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,838/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,266
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,373
−HK$1,122/mo
Today · 4.125%
HK$43,495
baseline
▲ 0.50% · 4.625%
HK$45,788
+HK$2,293/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,990/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,275
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,622
−HK$1,367/mo
Today · 4.125%
HK$45,989
baseline
▲ 0.50% · 4.625%
HK$48,788
+HK$2,799/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$91,978/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,144
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,435
−HK$1,310/mo
Today · 4.125%
HK$50,745
baseline
▲ 0.50% · 4.625%
HK$53,419
+HK$2,674/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,490/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,640
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,371
−HK$1,758/mo
Today · 4.125%
HK$59,129
baseline
▲ 0.50% · 4.625%
HK$62,727
+HK$3,598/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,258/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,899
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,559
−HK$1,684/mo
Today · 4.125%
HK$65,243
baseline
▲ 0.50% · 4.625%
HK$68,682
+HK$3,439/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,486/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,349 · Scale 2, in force from 26 Feb 2026)