LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,912
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,873
−HK$977/mo
Today · 4.125%
HK$32,850
baseline
▲ 0.50% · 4.625%
HK$34,849
+HK$1,999/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,700/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,389
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,311
−HK$936/mo
Today · 4.125%
HK$36,247
baseline
▲ 0.50% · 4.625%
HK$38,158
+HK$1,911/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,494/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,094
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,248
−HK$1,172/mo
Today · 4.125%
HK$39,420
baseline
▲ 0.50% · 4.625%
HK$41,819
+HK$2,399/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,840/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,267
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,374
−HK$1,122/mo
Today · 4.125%
HK$43,496
baseline
▲ 0.50% · 4.625%
HK$45,789
+HK$2,293/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,992/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,277
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,623
−HK$1,367/mo
Today · 4.125%
HK$45,990
baseline
▲ 0.50% · 4.625%
HK$48,789
+HK$2,799/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$91,980/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,145
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,436
−HK$1,310/mo
Today · 4.125%
HK$50,746
baseline
▲ 0.50% · 4.625%
HK$53,421
+HK$2,675/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,492/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,641
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,372
−HK$1,759/mo
Today · 4.125%
HK$59,131
baseline
▲ 0.50% · 4.625%
HK$62,729
+HK$3,598/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,262/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,900
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,561
−HK$1,684/mo
Today · 4.125%
HK$65,245
baseline
▲ 0.50% · 4.625%
HK$68,684
+HK$3,439/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,490/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,362 · Scale 2, in force from 26 Feb 2026)