LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,914
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,875
−HK$977/mo
Today · 4.125%
HK$32,852
baseline
▲ 0.50% · 4.625%
HK$34,851
+HK$1,999/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,704/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,391
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,314
−HK$935/mo
Today · 4.125%
HK$36,249
baseline
▲ 0.50% · 4.625%
HK$38,160
+HK$1,911/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,498/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,097
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,250
−HK$1,173/mo
Today · 4.125%
HK$39,423
baseline
▲ 0.50% · 4.625%
HK$41,822
+HK$2,399/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$78,846/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,270
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,376
−HK$1,123/mo
Today · 4.125%
HK$43,499
baseline
▲ 0.50% · 4.625%
HK$45,792
+HK$2,293/mo
Deposit HK$5.42M · loan HK$8.13M · min. income ≈ HK$86,998/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,279
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,626
−HK$1,367/mo
Today · 4.125%
HK$45,993
baseline
▲ 0.50% · 4.625%
HK$48,792
+HK$2,799/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$91,986/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,148
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,439
−HK$1,310/mo
Today · 4.125%
HK$50,749
baseline
▲ 0.50% · 4.625%
HK$53,424
+HK$2,675/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,498/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,645
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,376
−HK$1,758/mo
Today · 4.125%
HK$59,134
baseline
▲ 0.50% · 4.625%
HK$62,732
+HK$3,598/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,268/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,904
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,565
−HK$1,684/mo
Today · 4.125%
HK$65,249
baseline
▲ 0.50% · 4.625%
HK$68,688
+HK$3,439/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,498/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,393 · Scale 2, in force from 26 Feb 2026)