LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,917
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,878
−HK$977/mo
Today · 4.125%
HK$32,855
baseline
▲ 0.50% · 4.625%
HK$34,854
+HK$1,999/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,710/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,394
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,317
−HK$936/mo
Today · 4.125%
HK$36,253
baseline
▲ 0.50% · 4.625%
HK$38,163
+HK$1,910/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,506/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,100
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,254
−HK$1,172/mo
Today · 4.125%
HK$39,426
baseline
▲ 0.50% · 4.625%
HK$41,825
+HK$2,399/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$78,852/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,273
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,380
−HK$1,123/mo
Today · 4.125%
HK$43,503
baseline
▲ 0.50% · 4.625%
HK$45,796
+HK$2,293/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$87,006/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,283
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,629
−HK$1,368/mo
Today · 4.125%
HK$45,997
baseline
▲ 0.50% · 4.625%
HK$48,796
+HK$2,799/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$91,994/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,152
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,443
−HK$1,311/mo
Today · 4.125%
HK$50,754
baseline
▲ 0.50% · 4.625%
HK$53,429
+HK$2,675/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,508/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,650
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,381
−HK$1,758/mo
Today · 4.125%
HK$59,139
baseline
▲ 0.50% · 4.625%
HK$62,738
+HK$3,599/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,278/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,910
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,570
−HK$1,685/mo
Today · 4.125%
HK$65,255
baseline
▲ 0.50% · 4.625%
HK$68,694
+HK$3,439/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,510/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,439 · Scale 2, in force from 26 Feb 2026)