LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,919
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,881
−HK$977/mo
Today · 4.125%
HK$32,858
baseline
▲ 0.50% · 4.625%
HK$34,857
+HK$1,999/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,716/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,397
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,319
−HK$936/mo
Today · 4.125%
HK$36,255
baseline
▲ 0.50% · 4.625%
HK$38,166
+HK$1,911/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,510/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,103
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,257
−HK$1,172/mo
Today · 4.125%
HK$39,429
baseline
▲ 0.50% · 4.625%
HK$41,829
+HK$2,400/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$78,858/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,276
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,383
−HK$1,123/mo
Today · 4.125%
HK$43,506
baseline
▲ 0.50% · 4.625%
HK$45,800
+HK$2,294/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$87,012/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,286
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,633
−HK$1,368/mo
Today · 4.125%
HK$46,001
baseline
▲ 0.50% · 4.625%
HK$48,800
+HK$2,799/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$92,002/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,156
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,447
−HK$1,310/mo
Today · 4.125%
HK$50,757
baseline
▲ 0.50% · 4.625%
HK$53,433
+HK$2,676/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,514/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,654
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,385
−HK$1,759/mo
Today · 4.125%
HK$59,144
baseline
▲ 0.50% · 4.625%
HK$62,743
+HK$3,599/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,288/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,915
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,575
−HK$1,685/mo
Today · 4.125%
HK$65,260
baseline
▲ 0.50% · 4.625%
HK$68,700
+HK$3,440/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,520/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,478 · Scale 2, in force from 26 Feb 2026)