LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,921
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,882
−HK$978/mo
Today · 4.125%
HK$32,860
baseline
▲ 0.50% · 4.625%
HK$34,859
+HK$1,999/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,720/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,399
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,321
−HK$936/mo
Today · 4.125%
HK$36,257
baseline
▲ 0.50% · 4.625%
HK$38,169
+HK$1,912/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,514/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,105
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,259
−HK$1,173/mo
Today · 4.125%
HK$39,432
baseline
▲ 0.50% · 4.625%
HK$41,831
+HK$2,399/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$78,864/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,279
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,386
−HK$1,123/mo
Today · 4.125%
HK$43,509
baseline
▲ 0.50% · 4.625%
HK$45,802
+HK$2,293/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$87,018/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,289
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,635
−HK$1,368/mo
Today · 4.125%
HK$46,003
baseline
▲ 0.50% · 4.625%
HK$48,803
+HK$2,800/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$92,006/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,158
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,450
−HK$1,310/mo
Today · 4.125%
HK$50,760
baseline
▲ 0.50% · 4.625%
HK$53,436
+HK$2,676/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,520/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,657
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,388
−HK$1,759/mo
Today · 4.125%
HK$59,147
baseline
▲ 0.50% · 4.625%
HK$62,746
+HK$3,599/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,294/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,918
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,579
−HK$1,684/mo
Today · 4.125%
HK$65,263
baseline
▲ 0.50% · 4.625%
HK$68,703
+HK$3,440/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,526/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,506 · Scale 2, in force from 26 Feb 2026)