LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,922
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,884
−HK$977/mo
Today · 4.125%
HK$32,861
baseline
▲ 0.50% · 4.625%
HK$34,861
+HK$2,000/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,722/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,400
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,323
−HK$936/mo
Today · 4.125%
HK$36,259
baseline
▲ 0.50% · 4.625%
HK$38,170
+HK$1,911/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,518/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,106
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,261
−HK$1,172/mo
Today · 4.125%
HK$39,433
baseline
▲ 0.50% · 4.625%
HK$41,833
+HK$2,400/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$78,866/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,280
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,388
−HK$1,123/mo
Today · 4.125%
HK$43,511
baseline
▲ 0.50% · 4.625%
HK$45,804
+HK$2,293/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$87,022/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,291
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,637
−HK$1,368/mo
Today · 4.125%
HK$46,005
baseline
▲ 0.50% · 4.625%
HK$48,805
+HK$2,800/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$92,010/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,160
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,452
−HK$1,310/mo
Today · 4.125%
HK$50,762
baseline
▲ 0.50% · 4.625%
HK$53,438
+HK$2,676/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,524/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,659
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,391
−HK$1,759/mo
Today · 4.125%
HK$59,150
baseline
▲ 0.50% · 4.625%
HK$62,749
+HK$3,599/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$118,300/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,921
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,581
−HK$1,685/mo
Today · 4.125%
HK$65,266
baseline
▲ 0.50% · 4.625%
HK$68,706
+HK$3,440/mo
Deposit HK$1.36M · loan HK$12.20M · min. income ≈ HK$130,532/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,528 · Scale 2, in force from 26 Feb 2026)