LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,923
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,885
−HK$978/mo
Today · 4.125%
HK$32,863
baseline
▲ 0.50% · 4.625%
HK$34,862
+HK$1,999/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,726/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,402
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,325
−HK$936/mo
Today · 4.125%
HK$36,261
baseline
▲ 0.50% · 4.625%
HK$38,172
+HK$1,911/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,522/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,108
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,262
−HK$1,173/mo
Today · 4.125%
HK$39,435
baseline
▲ 0.50% · 4.625%
HK$41,835
+HK$2,400/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$78,870/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,282
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,390
−HK$1,123/mo
Today · 4.125%
HK$43,513
baseline
▲ 0.50% · 4.625%
HK$45,806
+HK$2,293/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$87,026/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,293
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,639
−HK$1,369/mo
Today · 4.125%
HK$46,008
baseline
▲ 0.50% · 4.625%
HK$48,807
+HK$2,799/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$92,016/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,163
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,454
−HK$1,311/mo
Today · 4.125%
HK$50,765
baseline
▲ 0.50% · 4.625%
HK$53,441
+HK$2,676/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,530/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,662
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,394
−HK$1,759/mo
Today · 4.125%
HK$59,153
baseline
▲ 0.50% · 4.625%
HK$62,752
+HK$3,599/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,306/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,924
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,584
−HK$1,685/mo
Today · 4.125%
HK$65,269
baseline
▲ 0.50% · 4.625%
HK$68,709
+HK$3,440/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,538/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,552 · Scale 2, in force from 26 Feb 2026)