LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,924
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,886
−HK$977/mo
Today · 4.125%
HK$32,863
baseline
▲ 0.50% · 4.625%
HK$34,863
+HK$2,000/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,726/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,403
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,325
−HK$936/mo
Today · 4.125%
HK$36,261
baseline
▲ 0.50% · 4.625%
HK$38,173
+HK$1,912/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,522/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,109
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,263
−HK$1,173/mo
Today · 4.125%
HK$39,436
baseline
▲ 0.50% · 4.625%
HK$41,835
+HK$2,399/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$78,872/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,283
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,390
−HK$1,124/mo
Today · 4.125%
HK$43,514
baseline
▲ 0.50% · 4.625%
HK$45,807
+HK$2,293/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$87,028/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,294
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,640
−HK$1,369/mo
Today · 4.125%
HK$46,009
baseline
▲ 0.50% · 4.625%
HK$48,808
+HK$2,799/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$92,018/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,164
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,455
−HK$1,311/mo
Today · 4.125%
HK$50,766
baseline
▲ 0.50% · 4.625%
HK$53,442
+HK$2,676/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,532/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,663
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,395
−HK$1,759/mo
Today · 4.125%
HK$59,154
baseline
▲ 0.50% · 4.625%
HK$62,753
+HK$3,599/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,308/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,925
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,586
−HK$1,684/mo
Today · 4.125%
HK$65,270
baseline
▲ 0.50% · 4.625%
HK$68,711
+HK$3,441/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,540/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,562 · Scale 2, in force from 26 Feb 2026)