LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,925
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,887
−HK$977/mo
Today · 4.125%
HK$32,864
baseline
▲ 0.50% · 4.625%
HK$34,864
+HK$2,000/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,728/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,404
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,327
−HK$936/mo
Today · 4.125%
HK$36,263
baseline
▲ 0.50% · 4.625%
HK$38,174
+HK$1,911/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,526/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,110
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,265
−HK$1,172/mo
Today · 4.125%
HK$39,437
baseline
▲ 0.50% · 4.625%
HK$41,837
+HK$2,400/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$78,874/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,285
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,392
−HK$1,123/mo
Today · 4.125%
HK$43,515
baseline
▲ 0.50% · 4.625%
HK$45,809
+HK$2,294/mo
Deposit HK$5.42M · loan HK$8.14M · min. income ≈ HK$87,030/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,295
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,642
−HK$1,368/mo
Today · 4.125%
HK$46,010
baseline
▲ 0.50% · 4.625%
HK$48,810
+HK$2,800/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$92,020/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,165
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,457
−HK$1,311/mo
Today · 4.125%
HK$50,768
baseline
▲ 0.50% · 4.625%
HK$53,444
+HK$2,676/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,536/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,665
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,397
−HK$1,759/mo
Today · 4.125%
HK$59,156
baseline
▲ 0.50% · 4.625%
HK$62,755
+HK$3,599/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,312/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,927
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,588
−HK$1,685/mo
Today · 4.125%
HK$65,273
baseline
▲ 0.50% · 4.625%
HK$68,713
+HK$3,440/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,546/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,581 · Scale 2, in force from 26 Feb 2026)