LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,926
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,888
−HK$977/mo
Today · 4.125%
HK$32,865
baseline
▲ 0.50% · 4.625%
HK$34,865
+HK$2,000/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,730/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,405
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,328
−HK$936/mo
Today · 4.125%
HK$36,264
baseline
▲ 0.50% · 4.625%
HK$38,175
+HK$1,911/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,528/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,111
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,266
−HK$1,172/mo
Today · 4.125%
HK$39,438
baseline
▲ 0.50% · 4.625%
HK$41,838
+HK$2,400/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,876/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,286
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,393
−HK$1,123/mo
Today · 4.125%
HK$43,516
baseline
▲ 0.50% · 4.625%
HK$45,810
+HK$2,294/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,032/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,296
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,643
−HK$1,369/mo
Today · 4.125%
HK$46,012
baseline
▲ 0.50% · 4.625%
HK$48,811
+HK$2,799/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$92,024/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,167
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,459
−HK$1,310/mo
Today · 4.125%
HK$50,769
baseline
▲ 0.50% · 4.625%
HK$53,445
+HK$2,676/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,538/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,667
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,398
−HK$1,760/mo
Today · 4.125%
HK$59,158
baseline
▲ 0.50% · 4.625%
HK$62,757
+HK$3,599/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,316/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,929
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,590
−HK$1,685/mo
Today · 4.125%
HK$65,275
baseline
▲ 0.50% · 4.625%
HK$68,715
+HK$3,440/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,550/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,595 · Scale 2, in force from 26 Feb 2026)