LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,927
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,889
−HK$977/mo
Today · 4.125%
HK$32,866
baseline
▲ 0.50% · 4.625%
HK$34,866
+HK$2,000/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,732/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,406
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,328
−HK$937/mo
Today · 4.125%
HK$36,265
baseline
▲ 0.50% · 4.625%
HK$38,176
+HK$1,911/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,530/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,112
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,267
−HK$1,172/mo
Today · 4.125%
HK$39,439
baseline
▲ 0.50% · 4.625%
HK$41,839
+HK$2,400/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,878/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,287
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,394
−HK$1,123/mo
Today · 4.125%
HK$43,517
baseline
▲ 0.50% · 4.625%
HK$45,811
+HK$2,294/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,034/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,297
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,644
−HK$1,369/mo
Today · 4.125%
HK$46,013
baseline
▲ 0.50% · 4.625%
HK$48,812
+HK$2,799/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$92,026/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,168
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,460
−HK$1,310/mo
Today · 4.125%
HK$50,770
baseline
▲ 0.50% · 4.625%
HK$53,447
+HK$2,677/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,540/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,668
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,400
−HK$1,759/mo
Today · 4.125%
HK$59,159
baseline
▲ 0.50% · 4.625%
HK$62,759
+HK$3,600/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,318/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,930
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,591
−HK$1,685/mo
Today · 4.125%
HK$65,276
baseline
▲ 0.50% · 4.625%
HK$68,717
+HK$3,441/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,552/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$508,607 · Scale 2, in force from 26 Feb 2026)