LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,929
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,891
−HK$978/mo
Today · 4.125%
HK$32,869
baseline
▲ 0.50% · 4.625%
HK$34,869
+HK$2,000/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,738/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,409
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,331
−HK$937/mo
Today · 4.125%
HK$36,268
baseline
▲ 0.50% · 4.625%
HK$38,179
+HK$1,911/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,536/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,115
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,270
−HK$1,173/mo
Today · 4.125%
HK$39,443
baseline
▲ 0.50% · 4.625%
HK$41,843
+HK$2,400/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,886/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,290
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,398
−HK$1,123/mo
Today · 4.125%
HK$43,521
baseline
▲ 0.50% · 4.625%
HK$45,815
+HK$2,294/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,042/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,301
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,648
−HK$1,368/mo
Today · 4.125%
HK$46,016
baseline
▲ 0.50% · 4.625%
HK$48,816
+HK$2,800/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$92,032/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,172
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,464
−HK$1,311/mo
Today · 4.125%
HK$50,775
baseline
▲ 0.50% · 4.625%
HK$53,451
+HK$2,676/mo
Deposit HK$4.07M · loan HK$9.49M · min. income ≈ HK$101,550/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,673
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,405
−HK$1,759/mo
Today · 4.125%
HK$59,164
baseline
▲ 0.50% · 4.625%
HK$62,764
+HK$3,600/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,328/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,935
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,597
−HK$1,685/mo
Today · 4.125%
HK$65,282
baseline
▲ 0.50% · 4.625%
HK$68,723
+HK$3,441/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,564/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,649 · Scale 2, in force from 26 Feb 2026)