LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,931
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,893
−HK$977/mo
Today · 4.125%
HK$32,870
baseline
▲ 0.50% · 4.625%
HK$34,871
+HK$2,001/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,740/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,410
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,333
−HK$936/mo
Today · 4.125%
HK$36,269
baseline
▲ 0.50% · 4.625%
HK$38,181
+HK$1,912/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,538/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,117
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,272
−HK$1,173/mo
Today · 4.125%
HK$39,445
baseline
▲ 0.50% · 4.625%
HK$41,845
+HK$2,400/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,890/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,292
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,400
−HK$1,123/mo
Today · 4.125%
HK$43,523
baseline
▲ 0.50% · 4.625%
HK$45,817
+HK$2,294/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,046/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$508,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,303
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,650
−HK$1,369/mo
Today · 4.125%
HK$46,019
baseline
▲ 0.50% · 4.625%
HK$48,819
+HK$2,800/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,038/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,174
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,466
−HK$1,311/mo
Today · 4.125%
HK$50,777
baseline
▲ 0.50% · 4.625%
HK$53,454
+HK$2,677/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,554/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,676
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,407
−HK$1,760/mo
Today · 4.125%
HK$59,167
baseline
▲ 0.50% · 4.625%
HK$62,767
+HK$3,600/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,334/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,938
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,600
−HK$1,685/mo
Today · 4.125%
HK$65,285
baseline
▲ 0.50% · 4.625%
HK$68,726
+HK$3,441/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,570/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,674 · Scale 2, in force from 26 Feb 2026)