LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,934
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,896
−HK$978/mo
Today · 4.125%
HK$32,874
baseline
▲ 0.50% · 4.625%
HK$34,874
+HK$2,000/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,748/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,414
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,336
−HK$937/mo
Today · 4.125%
HK$36,273
baseline
▲ 0.50% · 4.625%
HK$38,185
+HK$1,912/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,546/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,121
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,275
−HK$1,173/mo
Today · 4.125%
HK$39,448
baseline
▲ 0.50% · 4.625%
HK$41,849
+HK$2,401/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,896/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,296
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,404
−HK$1,123/mo
Today · 4.125%
HK$43,527
baseline
▲ 0.50% · 4.625%
HK$45,822
+HK$2,295/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,054/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,307
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,654
−HK$1,369/mo
Today · 4.125%
HK$46,023
baseline
▲ 0.50% · 4.625%
HK$48,823
+HK$2,800/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,046/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,179
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,471
−HK$1,311/mo
Today · 4.125%
HK$50,782
baseline
▲ 0.50% · 4.625%
HK$53,459
+HK$2,677/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,564/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,681
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,413
−HK$1,760/mo
Today · 4.125%
HK$59,173
baseline
▲ 0.50% · 4.625%
HK$62,773
+HK$3,600/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,346/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,944
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,606
−HK$1,685/mo
Today · 4.125%
HK$65,291
baseline
▲ 0.50% · 4.625%
HK$68,733
+HK$3,442/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,582/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,723 · Scale 2, in force from 26 Feb 2026)