LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,935
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,897
−HK$977/mo
Today · 4.125%
HK$32,874
baseline
▲ 0.50% · 4.625%
HK$34,875
+HK$2,001/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,748/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,414
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,337
−HK$937/mo
Today · 4.125%
HK$36,274
baseline
▲ 0.50% · 4.625%
HK$38,186
+HK$1,912/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,548/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,121
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,276
−HK$1,173/mo
Today · 4.125%
HK$39,449
baseline
▲ 0.50% · 4.625%
HK$41,850
+HK$2,401/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,898/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,297
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,405
−HK$1,123/mo
Today · 4.125%
HK$43,528
baseline
▲ 0.50% · 4.625%
HK$45,823
+HK$2,295/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,056/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,308
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,656
−HK$1,368/mo
Today · 4.125%
HK$46,024
baseline
▲ 0.50% · 4.625%
HK$48,825
+HK$2,801/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,048/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,180
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,472
−HK$1,311/mo
Today · 4.125%
HK$50,783
baseline
▲ 0.50% · 4.625%
HK$53,460
+HK$2,677/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,566/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,682
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,414
−HK$1,760/mo
Today · 4.125%
HK$59,174
baseline
▲ 0.50% · 4.625%
HK$62,775
+HK$3,601/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,348/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,946
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,607
−HK$1,686/mo
Today · 4.125%
HK$65,293
baseline
▲ 0.50% · 4.625%
HK$68,734
+HK$3,441/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,586/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,736 · Scale 2, in force from 26 Feb 2026)