LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,935
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,898
−HK$977/mo
Today · 4.125%
HK$32,875
baseline
▲ 0.50% · 4.625%
HK$34,876
+HK$2,001/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,750/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,415
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,338
−HK$937/mo
Today · 4.125%
HK$36,275
baseline
▲ 0.50% · 4.625%
HK$38,187
+HK$1,912/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,550/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,123
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,277
−HK$1,173/mo
Today · 4.125%
HK$39,450
baseline
▲ 0.50% · 4.625%
HK$41,851
+HK$2,401/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,900/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,298
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,406
−HK$1,124/mo
Today · 4.125%
HK$43,530
baseline
▲ 0.50% · 4.625%
HK$45,824
+HK$2,294/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,060/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,310
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,657
−HK$1,369/mo
Today · 4.125%
HK$46,026
baseline
▲ 0.50% · 4.625%
HK$48,826
+HK$2,800/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,052/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,182
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,474
−HK$1,311/mo
Today · 4.125%
HK$50,785
baseline
▲ 0.50% · 4.625%
HK$53,462
+HK$2,677/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,570/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,684
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,416
−HK$1,760/mo
Today · 4.125%
HK$59,176
baseline
▲ 0.50% · 4.625%
HK$62,776
+HK$3,600/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,352/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,948
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,609
−HK$1,686/mo
Today · 4.125%
HK$65,295
baseline
▲ 0.50% · 4.625%
HK$68,736
+HK$3,441/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,590/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,751 · Scale 2, in force from 26 Feb 2026)