LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,938
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,901
−HK$977/mo
Today · 4.125%
HK$32,878
baseline
▲ 0.50% · 4.625%
HK$34,879
+HK$2,001/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,756/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,418
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,341
−HK$937/mo
Today · 4.125%
HK$36,278
baseline
▲ 0.50% · 4.625%
HK$38,190
+HK$1,912/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,556/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,126
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,281
−HK$1,173/mo
Today · 4.125%
HK$39,454
baseline
▲ 0.50% · 4.625%
HK$41,855
+HK$2,401/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,908/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,302
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,410
−HK$1,123/mo
Today · 4.125%
HK$43,533
baseline
▲ 0.50% · 4.625%
HK$45,828
+HK$2,295/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,066/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,313
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,661
−HK$1,369/mo
Today · 4.125%
HK$46,030
baseline
▲ 0.50% · 4.625%
HK$48,830
+HK$2,800/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,060/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,186
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,478
−HK$1,311/mo
Today · 4.125%
HK$50,789
baseline
▲ 0.50% · 4.625%
HK$53,466
+HK$2,677/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,578/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,689
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,421
−HK$1,760/mo
Today · 4.125%
HK$59,181
baseline
▲ 0.50% · 4.625%
HK$62,782
+HK$3,601/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,362/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,953
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,615
−HK$1,685/mo
Today · 4.125%
HK$65,300
baseline
▲ 0.50% · 4.625%
HK$68,742
+HK$3,442/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,600/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,794 · Scale 2, in force from 26 Feb 2026)