LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,939
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,901
−HK$978/mo
Today · 4.125%
HK$32,879
baseline
▲ 0.50% · 4.625%
HK$34,880
+HK$2,001/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,758/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,419
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,342
−HK$937/mo
Today · 4.125%
HK$36,279
baseline
▲ 0.50% · 4.625%
HK$38,191
+HK$1,912/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,558/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,127
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,281
−HK$1,174/mo
Today · 4.125%
HK$39,455
baseline
▲ 0.50% · 4.625%
HK$41,855
+HK$2,400/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,910/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,303
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,411
−HK$1,123/mo
Today · 4.125%
HK$43,534
baseline
▲ 0.50% · 4.625%
HK$45,829
+HK$2,295/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,068/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,314
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,662
−HK$1,369/mo
Today · 4.125%
HK$46,031
baseline
▲ 0.50% · 4.625%
HK$48,831
+HK$2,800/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,062/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,187
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,479
−HK$1,311/mo
Today · 4.125%
HK$50,790
baseline
▲ 0.50% · 4.625%
HK$53,467
+HK$2,677/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,580/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,690
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,422
−HK$1,760/mo
Today · 4.125%
HK$59,182
baseline
▲ 0.50% · 4.625%
HK$62,783
+HK$3,601/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,364/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,954
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,616
−HK$1,686/mo
Today · 4.125%
HK$65,302
baseline
▲ 0.50% · 4.625%
HK$68,744
+HK$3,442/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,604/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,806 · Scale 2, in force from 26 Feb 2026)