LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,939
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,902
−HK$978/mo
Today · 4.125%
HK$32,880
baseline
▲ 0.50% · 4.625%
HK$34,880
+HK$2,000/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,760/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,420
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,343
−HK$936/mo
Today · 4.125%
HK$36,279
baseline
▲ 0.50% · 4.625%
HK$38,192
+HK$1,913/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,558/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,127
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,282
−HK$1,174/mo
Today · 4.125%
HK$39,456
baseline
▲ 0.50% · 4.625%
HK$41,856
+HK$2,400/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,912/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,304
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,412
−HK$1,123/mo
Today · 4.125%
HK$43,535
baseline
▲ 0.50% · 4.625%
HK$45,830
+HK$2,295/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,070/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,315
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,663
−HK$1,369/mo
Today · 4.125%
HK$46,032
baseline
▲ 0.50% · 4.625%
HK$48,832
+HK$2,800/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,064/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,188
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,480
−HK$1,311/mo
Today · 4.125%
HK$50,791
baseline
▲ 0.50% · 4.625%
HK$53,469
+HK$2,678/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,582/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,691
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,423
−HK$1,760/mo
Today · 4.125%
HK$59,183
baseline
▲ 0.50% · 4.625%
HK$62,785
+HK$3,602/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,366/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,956
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,617
−HK$1,686/mo
Today · 4.125%
HK$65,303
baseline
▲ 0.50% · 4.625%
HK$68,745
+HK$3,442/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,606/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,816 · Scale 2, in force from 26 Feb 2026)