LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,941
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,904
−HK$978/mo
Today · 4.125%
HK$32,882
baseline
▲ 0.50% · 4.625%
HK$34,882
+HK$2,000/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,764/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,422
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,345
−HK$937/mo
Today · 4.125%
HK$36,282
baseline
▲ 0.50% · 4.625%
HK$38,194
+HK$1,912/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,564/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,129
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,284
−HK$1,174/mo
Today · 4.125%
HK$39,458
baseline
▲ 0.50% · 4.625%
HK$41,859
+HK$2,401/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,916/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,306
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,414
−HK$1,124/mo
Today · 4.125%
HK$43,538
baseline
▲ 0.50% · 4.625%
HK$45,833
+HK$2,295/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,076/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,318
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,665
−HK$1,369/mo
Today · 4.125%
HK$46,034
baseline
▲ 0.50% · 4.625%
HK$48,835
+HK$2,801/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,068/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,191
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,483
−HK$1,311/mo
Today · 4.125%
HK$50,794
baseline
▲ 0.50% · 4.625%
HK$53,472
+HK$2,678/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,588/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,694
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$57,427
−HK$1,760/mo
Today · 4.125%
HK$59,187
baseline
▲ 0.50% · 4.625%
HK$62,788
+HK$3,601/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,374/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,959
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,621
−HK$1,686/mo
Today · 4.125%
HK$65,307
baseline
▲ 0.50% · 4.625%
HK$68,749
+HK$3,442/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,614/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,845 · Scale 2, in force from 26 Feb 2026)