LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,942
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,904
−HK$978/mo
Today · 4.125%
HK$32,882
baseline
▲ 0.50% · 4.625%
HK$34,883
+HK$2,001/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$65,764/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,422
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,345
−HK$937/mo
Today · 4.125%
HK$36,282
baseline
▲ 0.50% · 4.625%
HK$38,194
+HK$1,912/mo
Deposit HK$6.78M · loan HK$6.78M · min. income ≈ HK$72,564/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,130
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,285
−HK$1,173/mo
Today · 4.125%
HK$39,458
baseline
▲ 0.50% · 4.625%
HK$41,859
+HK$2,401/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,916/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,307
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,414
−HK$1,124/mo
Today · 4.125%
HK$43,538
baseline
▲ 0.50% · 4.625%
HK$45,833
+HK$2,295/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,076/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,318
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,666
−HK$1,369/mo
Today · 4.125%
HK$46,035
baseline
▲ 0.50% · 4.625%
HK$48,836
+HK$2,801/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,070/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,191
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,484
−HK$1,311/mo
Today · 4.125%
HK$50,795
baseline
▲ 0.50% · 4.625%
HK$53,472
+HK$2,677/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,590/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,695
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,427
−HK$1,760/mo
Today · 4.125%
HK$59,187
baseline
▲ 0.50% · 4.625%
HK$62,789
+HK$3,602/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,374/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,960
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,622
−HK$1,685/mo
Today · 4.125%
HK$65,307
baseline
▲ 0.50% · 4.625%
HK$68,750
+HK$3,443/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,614/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,851 · Scale 2, in force from 26 Feb 2026)