LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,943
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,906
−HK$978/mo
Today · 4.125%
HK$32,884
baseline
▲ 0.50% · 4.625%
HK$34,885
+HK$2,001/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,768/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,424
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,347
−HK$937/mo
Today · 4.125%
HK$36,284
baseline
▲ 0.50% · 4.625%
HK$38,196
+HK$1,912/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,568/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$508,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,132
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,287
−HK$1,173/mo
Today · 4.125%
HK$39,460
baseline
▲ 0.50% · 4.625%
HK$41,861
+HK$2,401/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,920/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,309
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,417
−HK$1,124/mo
Today · 4.125%
HK$43,541
baseline
▲ 0.50% · 4.625%
HK$45,836
+HK$2,295/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,082/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$508,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,321
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,668
−HK$1,369/mo
Today · 4.125%
HK$46,037
baseline
▲ 0.50% · 4.625%
HK$48,838
+HK$2,801/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,074/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,194
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,486
−HK$1,311/mo
Today · 4.125%
HK$50,797
baseline
▲ 0.50% · 4.625%
HK$53,475
+HK$2,678/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,594/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$508,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,698
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$57,430
−HK$1,761/mo
Today · 4.125%
HK$59,191
baseline
▲ 0.50% · 4.625%
HK$62,792
+HK$3,601/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$118,382/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,963
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,625
−HK$1,686/mo
Today · 4.125%
HK$65,311
baseline
▲ 0.50% · 4.625%
HK$68,754
+HK$3,443/mo
Deposit HK$1.36M · loan HK$12.21M · min. income ≈ HK$130,622/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$508,878 · Scale 2, in force from 26 Feb 2026)