LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,951
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,913
−HK$979/mo
Today · 4.125%
HK$32,892
baseline
▲ 0.50% · 4.625%
HK$34,893
+HK$2,001/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,784/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,432
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,356
−HK$937/mo
Today · 4.125%
HK$36,293
baseline
▲ 0.50% · 4.625%
HK$38,206
+HK$1,913/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,586/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,141
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,296
−HK$1,174/mo
Today · 4.125%
HK$39,470
baseline
▲ 0.50% · 4.625%
HK$41,871
+HK$2,401/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,940/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,319
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,427
−HK$1,124/mo
Today · 4.125%
HK$43,551
baseline
▲ 0.50% · 4.625%
HK$45,847
+HK$2,296/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,102/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,331
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,679
−HK$1,369/mo
Today · 4.125%
HK$46,048
baseline
▲ 0.50% · 4.625%
HK$48,850
+HK$2,802/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,096/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,205
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,498
−HK$1,312/mo
Today · 4.125%
HK$50,810
baseline
▲ 0.50% · 4.625%
HK$53,488
+HK$2,678/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,620/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,711
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,444
−HK$1,761/mo
Today · 4.125%
HK$59,205
baseline
▲ 0.50% · 4.625%
HK$62,807
+HK$3,602/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,410/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,978
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,640
−HK$1,687/mo
Today · 4.125%
HK$65,327
baseline
▲ 0.50% · 4.625%
HK$68,770
+HK$3,443/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,654/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,000 · Scale 2, in force from 26 Feb 2026)