LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,952
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,915
−HK$978/mo
Today · 4.125%
HK$32,893
baseline
▲ 0.50% · 4.625%
HK$34,894
+HK$2,001/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,786/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,434
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,357
−HK$937/mo
Today · 4.125%
HK$36,294
baseline
▲ 0.50% · 4.625%
HK$38,207
+HK$1,913/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,588/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,142
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,298
−HK$1,173/mo
Today · 4.125%
HK$39,471
baseline
▲ 0.50% · 4.625%
HK$41,873
+HK$2,402/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,942/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,320
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,429
−HK$1,124/mo
Today · 4.125%
HK$43,553
baseline
▲ 0.50% · 4.625%
HK$45,849
+HK$2,296/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,106/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,333
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,681
−HK$1,369/mo
Today · 4.125%
HK$46,050
baseline
▲ 0.50% · 4.625%
HK$48,852
+HK$2,802/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,100/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,207
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,500
−HK$1,312/mo
Today · 4.125%
HK$50,812
baseline
▲ 0.50% · 4.625%
HK$53,490
+HK$2,678/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,624/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,713
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,446
−HK$1,761/mo
Today · 4.125%
HK$59,207
baseline
▲ 0.50% · 4.625%
HK$62,810
+HK$3,603/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,414/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,981
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,643
−HK$1,686/mo
Today · 4.125%
HK$65,329
baseline
▲ 0.50% · 4.625%
HK$68,773
+HK$3,444/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,658/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,021 · Scale 2, in force from 26 Feb 2026)