LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,954
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,917
−HK$978/mo
Today · 4.125%
HK$32,895
baseline
▲ 0.50% · 4.625%
HK$34,897
+HK$2,002/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,790/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,436
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,360
−HK$937/mo
Today · 4.125%
HK$36,297
baseline
▲ 0.50% · 4.625%
HK$38,210
+HK$1,913/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,594/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,145
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,301
−HK$1,173/mo
Today · 4.125%
HK$39,474
baseline
▲ 0.50% · 4.625%
HK$41,876
+HK$2,402/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$78,948/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,324
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,432
−HK$1,124/mo
Today · 4.125%
HK$43,556
baseline
▲ 0.50% · 4.625%
HK$45,852
+HK$2,296/mo
Deposit HK$5.43M · loan HK$8.14M · min. income ≈ HK$87,112/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,336
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,684
−HK$1,370/mo
Today · 4.125%
HK$46,054
baseline
▲ 0.50% · 4.625%
HK$48,856
+HK$2,802/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,108/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,211
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,504
−HK$1,312/mo
Today · 4.125%
HK$50,816
baseline
▲ 0.50% · 4.625%
HK$53,494
+HK$2,678/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,632/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,718
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,451
−HK$1,761/mo
Today · 4.125%
HK$59,212
baseline
▲ 0.50% · 4.625%
HK$62,815
+HK$3,603/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,424/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,985
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,648
−HK$1,686/mo
Today · 4.125%
HK$65,334
baseline
▲ 0.50% · 4.625%
HK$68,778
+HK$3,444/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,668/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,060 · Scale 2, in force from 26 Feb 2026)