LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,958
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,921
−HK$978/mo
Today · 4.125%
HK$32,899
baseline
▲ 0.50% · 4.625%
HK$34,901
+HK$2,002/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,798/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,440
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,364
−HK$937/mo
Today · 4.125%
HK$36,301
baseline
▲ 0.50% · 4.625%
HK$38,214
+HK$1,913/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,602/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,149
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,305
−HK$1,174/mo
Today · 4.125%
HK$39,479
baseline
▲ 0.50% · 4.625%
HK$41,881
+HK$2,402/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$78,958/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,328
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,436
−HK$1,125/mo
Today · 4.125%
HK$43,561
baseline
▲ 0.50% · 4.625%
HK$45,857
+HK$2,296/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,122/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,341
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,689
−HK$1,369/mo
Today · 4.125%
HK$46,058
baseline
▲ 0.50% · 4.625%
HK$48,861
+HK$2,803/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,116/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,216
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,509
−HK$1,312/mo
Today · 4.125%
HK$50,821
baseline
▲ 0.50% · 4.625%
HK$53,500
+HK$2,679/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,642/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,724
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,457
−HK$1,761/mo
Today · 4.125%
HK$59,218
baseline
▲ 0.50% · 4.625%
HK$62,821
+HK$3,603/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,436/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,992
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,655
−HK$1,686/mo
Today · 4.125%
HK$65,341
baseline
▲ 0.50% · 4.625%
HK$68,785
+HK$3,444/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,682/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,114 · Scale 2, in force from 26 Feb 2026)