LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,958
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,921
−HK$978/mo
Today · 4.125%
HK$32,899
baseline
▲ 0.50% · 4.625%
HK$34,901
+HK$2,002/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,798/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,441
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,364
−HK$937/mo
Today · 4.125%
HK$36,301
baseline
▲ 0.50% · 4.625%
HK$38,215
+HK$1,914/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,602/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,150
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,305
−HK$1,174/mo
Today · 4.125%
HK$39,479
baseline
▲ 0.50% · 4.625%
HK$41,882
+HK$2,403/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$78,958/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,329
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,437
−HK$1,125/mo
Today · 4.125%
HK$43,562
baseline
▲ 0.50% · 4.625%
HK$45,858
+HK$2,296/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,124/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,341
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,690
−HK$1,369/mo
Today · 4.125%
HK$46,059
baseline
▲ 0.50% · 4.625%
HK$48,862
+HK$2,803/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,118/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,217
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,510
−HK$1,312/mo
Today · 4.125%
HK$50,822
baseline
▲ 0.50% · 4.625%
HK$53,501
+HK$2,679/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,644/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,725
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,458
−HK$1,761/mo
Today · 4.125%
HK$59,219
baseline
▲ 0.50% · 4.625%
HK$62,822
+HK$3,603/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,438/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,993
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,656
−HK$1,686/mo
Today · 4.125%
HK$65,342
baseline
▲ 0.50% · 4.625%
HK$68,787
+HK$3,445/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,684/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,123 · Scale 2, in force from 26 Feb 2026)