LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,960
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,924
−HK$978/mo
Today · 4.125%
HK$32,902
baseline
▲ 0.50% · 4.625%
HK$34,904
+HK$2,002/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$65,804/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,443
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,367
−HK$937/mo
Today · 4.125%
HK$36,304
baseline
▲ 0.50% · 4.625%
HK$38,218
+HK$1,914/mo
Deposit HK$6.79M · loan HK$6.79M · min. income ≈ HK$72,608/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$509,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,153
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,308
−HK$1,174/mo
Today · 4.125%
HK$39,482
baseline
▲ 0.50% · 4.625%
HK$41,885
+HK$2,403/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$78,964/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,332
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,440
−HK$1,125/mo
Today · 4.125%
HK$43,565
baseline
▲ 0.50% · 4.625%
HK$45,861
+HK$2,296/mo
Deposit HK$5.43M · loan HK$8.15M · min. income ≈ HK$87,130/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$509,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,345
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,693
−HK$1,370/mo
Today · 4.125%
HK$46,063
baseline
▲ 0.50% · 4.625%
HK$48,866
+HK$2,803/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$92,126/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,221
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,514
−HK$1,312/mo
Today · 4.125%
HK$50,826
baseline
▲ 0.50% · 4.625%
HK$53,505
+HK$2,679/mo
Deposit HK$4.07M · loan HK$9.50M · min. income ≈ HK$101,652/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$509,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,729
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,462
−HK$1,762/mo
Today · 4.125%
HK$59,224
baseline
▲ 0.50% · 4.625%
HK$62,827
+HK$3,603/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$118,448/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,998
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,661
−HK$1,686/mo
Today · 4.125%
HK$65,347
baseline
▲ 0.50% · 4.625%
HK$68,792
+HK$3,445/mo
Deposit HK$1.36M · loan HK$12.22M · min. income ≈ HK$130,694/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$509,162 · Scale 2, in force from 26 Feb 2026)